How Long Does It Take Walmart to Refund Your Credit Card

 

Refunds are an important aspect of the consumer experience, ensuring customer satisfaction and resolving any issues with their purchase. Understanding the refund process and the time it takes for a refund to be processed is crucial for consumers, especially when it comes to large retailers like Walmart. Here is a comprehensive guide on how long it takes for Walmart to refund your credit card.

Walmart has a well-defined refund policy in place to ensure a smooth and efficient process. Initiating the refund request is the first step, followed by verification and approval by the store. Once approved, the refund goes through a processing phase, where the funds are returned to the original payment method. each step of the process is explained in detail.

Several factors can impact the overall time it takes for a refund to be processed. These factors include the payment method used, the condition of the returned product, the amount to be refunded, and the specific policies of the banking institution involved. Each of these factors can influence the speed at which the refund is processed.

For in-store purchases, the typical timeframe for credit card refunds at Walmart may vary from online purchases. Understanding these differences can help set realistic expectations when requesting a refund. there are tips and practices that can be employed to expedite the refund process and minimize any potential delays.

With this article, consumers can gain a deeper understanding of the refund process at Walmart and the factors that affect the processing time. Armed with this knowledge, customers will be better equipped to navigate the refund procedure and ensure a seamless experience in getting their money back.

Key takeaway:

  • Refund Policy at Walmart: Walmart has a well-defined refund policy that customers should be aware of to understand their rights and options.
  • Factors Affecting Refund Processing Time: The time it takes for a Walmart refund to be processed can be influenced by factors such as the payment method, product return condition, refund amount, and the policies of the customer’s banking institution.
  • Typical Timeframe for Credit Card Refunds: The timeframe for receiving a credit card refund at Walmart varies depending on whether the purchase was made in-store or online, with different processes and timelines applied.

Refund Policy at Walmart

Refund Policy at Walmart

Refund Method Processing Time Additional Information
Original payment refund 3-5 business days Standard processing time for most credit or debit card refunds. It may take an additional 2-3 business days for your financial institution to reflect the refund in your account.
Cash refund Immediate If you paid with cash and are returning the item to a Walmart store, you can get a cash refund immediately at the customer service desk.
Walmart Gift Card refund Immediate If you paid with a Walmart Gift Card, the refund will be applied back to the same gift card immediately.
Walmart Pay refund Immediate If you used the Walmart Pay mobile app, the refund will be applied back to your Walmart Pay account immediately.
Store credit refund Immediate If you don’t have the original payment method or a Walmart Gift Card, you can get a store credit immediately. This store credit can be used for future purchases at Walmart.

The refund policy at Walmart ensures smooth and efficient returns for customers. Walmart offers different refund methods based on payment and return type. Here is an overview of Walmart’s refund methods and processing times:

  • Original payment refund: Takes 3-5 business days for processing and appearing on your credit or debit card statement. Your financial institution may take an additional 2-3 business days to reflect the refund.
  • Cash refund: Immediate cash refund at the customer service desk if you paid with cash and return the item to a Walmart store.
  • Walmart Gift Card refund: The refund is applied back to the same gift card immediately if you purchased with a Walmart Gift Card.
  • Walmart Pay refund: The refund is applied back to your Walmart Pay account immediately if you used the Walmart Pay mobile app for the purchase.
  • Store credit refund: Immediate store credit if you don’t have the original payment method or a Walmart Gift Card. This store credit can be used for future purchases at Walmart.

By offering these refund methods, Walmart aims to accommodate customer preferences and ensure a hassle-free return experience. Keep your receipt and accompanying documentation for a smoother refund process.

Process of Refunding

Process of Refunding - How Long Does It Take Walmart to Refund Your Credit Card

Photo Credits: Cardsavvyhub.Com by John Lopez

Refunding your credit card with Walmart is a breeze! Let’s dive into the process and discover how quickly you can expect to get your money back. From initiating the refund request to verification, approval, and finally processing the refund, we’ll navigate each step together. No need to fret, we’ll unravel the refund process for you in a crystal-clear manner, so you can shop worry-free with Walmart. Let’s get started!

Step 1: Initiate the Refund Request

Initiating a refund request at Walmart involves the following steps:

Step 1: Initiate the Refund Request by visiting the Walmart store or website.

Locate the customer service desk or go to the “Help Center” section.

Provide the original receipt or enter necessary information online.

Explain the reason for the refund request, clearly stating the issue with the product.

Provide any additional information or evidence, such as photos or videos, to support your claim.

Wait for verification and approval of the refund request.

Cooperate with the representative and answer any questions they may have.

If approved, the representative will initiate the refund process.

Depending on the payment method, the refund may be credited back to the credit card used or provided in cash, store credit, or a gift card.

Keep track of the refund status through online updates or by contacting customer service.

By following these steps, you can initiate a refund request at Walmart efficiently.

Step 2: Verification and Approval

Step 2: Verification and Approval is crucial for a smooth and efficient refund process at Walmart. Here are the steps involved:

  1. Provide proof of purchase: Customers must present the original receipt or other proof of purchase, such as a digital order confirmation, to proceed with the refund.
  2. Product evaluation: Walmart associates will examine the returned item to assess its condition and check for damages or missing parts, ensuring it meets the return policy criteria.
  3. Verification of return reason: Walmart associates will verify that the customer’s reason for the return aligns with the return policy guidelines.
  4. Approval and documentation: Once the evaluation and verification processes are complete and all criteria are met, the refund will be approved. Walmart associates will document the return details and proceed with refund processing.
  5. Communication with the customer: Walmart aims to keep customers informed throughout the verification and approval process, providing updates on the return status and any necessary information or documentation required.

Fact: Walmart has a dedicated customer service team available to assist customers with any questions or concerns about the refund process. They are trained to provide support and ensure a satisfactory resolution for customers.

Step 3: Processing the Refund

The refund process at Walmart involves several steps to ensure a smooth experience for customers.

Step 1: Initiate the Refund Request
To begin the refund process, bring the product and original receipt to the customer service desk or initiate the process online.

Step 2: Verification and Approval
After initiating the refund request, Walmart staff will verify the product to make sure it meets the return policy criteria. They will check for the product’s original condition and packaging. Once verified, the refund will be approved.

Step 3: Processing the Refund
Once the refund is approved, Walmart will process the refund amount. The time it takes for the refund to appear in the account depends on factors such as the payment method used and the policies of the banking institution.

Factors Affecting Refund Processing Time
– Payment Method: Different payment methods have varying processing times. Credit card refunds usually take longer than refunds to debit cards or store credits.
– Product Return Condition: Returning the product in its original condition with all packaging and accessories may result in faster processing.
– Refund Amount: Larger refund amounts may require additional verification and authorization processes.
– Banking Institution Policies: Each banking institution has its own refund processing policies that can affect overall processing time.

Typical Timeframe for Credit Card Refunds
– In-Store Purchases: Refunds for in-store purchases generally appear on the credit card statement within 3-5 business days.
– Online Purchases: Refunds for online purchases usually take longer, ranging from 5-10 business days, depending on various factors.

Tips for Expediting Refunds
– Check out quickly: Have all necessary information and paperwork ready for a smooth return process.
– Provide original receipt and packaging: Returning the product with its original receipt and packaging can expedite the refund process.
– Be aware of return policy terms: Familiarize yourself with Walmart’s return policy to ensure eligibility for a refund.
– Contact customer service for assistance: If there are any issues or delays with the refund, reach out to Walmart’s customer service for help.
– Utilize online refund portal: Take advantage of the online refund portal for faster and more convenient refunds.
– Understand privacy policies and information requests: Exercise caution when providing personal information and make sure you understand Walmart’s privacy policies.
– Consider store credits or alternative refund methods: If available, consider opting for store credits or other refund methods with faster processing times.

John bought a faulty electronic device from Walmart but couldn’t return it immediately due to a busy schedule. After initiating the refund request, Walmart staff verified and approved the refund. Due to the high refund amount and banking institution policies, it took around 7 business days for the refund to reflect in John’s credit card statement. John contacted customer service for assistance and received regular updates on the refund process. Despite the processing time, Walmart’s efficient customer service and adherence to their refund policies provided John with a satisfactory resolution.

Related Article – How To Pay Off Credit Card 

Factors Affecting Refund Processing Time

When it comes to getting a refund from Walmart, several factors can impact the processing time. Let’s dive into the nitty-gritty details of what affects the speed of your refund. From the payment method you used to the condition of the returned product, and even the refund amount involved, each aspect plays a role. The policies of your banking institution come into play. So, buckle up as we explore the key factors that determine how long it takes for Walmart to credit your hard-earned money back to your credit card.

1. Payment Method

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1. Payment Method

When you request a refund from Walmart, the payment method you used can affect how long it takes to process the refund. Here are some important factors to consider:

  • Credit Card: If you used a credit card, the refund will typically be credited back to the same credit card account. This process usually takes 3 to 5 business days, but may vary depending on your credit card issuer’s policies.
  • Debit Card: If you used a debit card, the refund will generally be processed back to the same debit card account. Similar to credit card refunds, it may take 3 to 5 business days for the refund to appear in your account, depending on your banking institution.
  • Cash: If you paid with cash and return the item to a physical Walmart store, you will usually receive your refund in cash immediately at the customer service desk.
  • Gift Card: If you used a Walmart gift card for your purchase, the refund will typically be issued back onto the same gift card. This allows you to use the refunded amount for future Walmart purchases.
  • Store Credit: If you don’t have the original payment method available or prefer not to receive a refund to the original payment method, Walmart may offer store credit as an alternative. Store credit can be used for future Walmart purchases.

Please note that the processing time mentioned above is an estimate and may vary depending on specific circumstances. Walmart’s refund policy and procedures may change, so it’s always a good idea to check their website or contact customer service for the most current information on refund processing times and methods. Remember to keep your original receipt and packaging when requesting a refund, as they may be required for a smooth refund process.

2. Product Return Condition

The product return condition is of utmost importance when seeking a refund at Walmart. The condition of the product directly influences eligibility for a complete refund. Presented below is a comprehensive table illustrating the various return conditions and their corresponding outcomes:

– If the product remains unopened and is still in its original packaging, a full refund can be obtained.
– In the event that the product has been opened but is still in good condition, either a partial refund or store credit may be granted.
– If the product is damaged or contains missing parts, no refund or exchange will be provided.
– If the product has been used or is heavily worn, no refund will be given in this scenario.

In cases where the product remains unopened and is still in its original packaging, Walmart typically offers a full refund. On the other hand, if the product has been opened but is still in good condition, either a partial refund or store credit may be provided. Conversely, if the product is damaged, contains missing parts, or is heavily worn, Walmart may not offer a refund or exchange.

It is important to bear in mind that Walmart’s return policy may vary depending on the specific product. Certain items, such as electronics or perishable goods, may have more stringent return conditions.

To ensure a seamless refund process, it is advisable to keep the product in its original packaging and retain the original receipt. Reaching out to customer service can assist in addressing any concerns regarding the return conditions.

3. Refund Amount

To provide information about the sub-topic “Refund Amount“, we can create a table to present the relevant information. The table below highlights the factors that impact the refund amount at Walmart:

Factors Affecting Refund Amount
Product Price
Discounts or Promotions Applied
Taxes and Fees
Return Shipping Costs
Store Credit Utilization

The refund amount at Walmart is determined by various factors. The product price is a significant factor in determining the refund amount at Walmart. The refund generally corresponds to the original purchase price. If the product was on sale or if any discounts or promotions were applied, the refund amount may be adjusted accordingly.

Additionally, taxes and fees that were initially charged may also be factored into the refund amount. In some cases, return shipping costs may be deducted if the product is returned via mail.

If the customer chooses store credit instead of a monetary refund, the refund amount can be influenced. Store credits allow customers to use the refunded amount for future purchases at Walmart.

It is important to note that these factors have an impact on the refund amount. Individuals should carefully review Walmart‘s refund policies to understand any specific terms or conditions that may apply.

4. Banking Institution Policies

When it comes to refund processing at Walmart, the policies of the banking institution play a significant role. Several factors are influenced by these policies. Let’s consider the following points:

1. Timeframe: The speed of refund processing varies based on the policies of the banking institution.

2. Verification Process: Before processing a refund, the banking institution may require verification of transaction details, including the purchase amount, date, and payment method.

3. Security Measures: To prevent fraud and ensure customer transaction safety, banking institutions have security measures in place. Occasionally, these measures can result in additional processing time for refunds.

4. Communication Channels: Effective communication between Walmart and the banking institution is necessary to initiate and process refunds. Delays in communication can have an impact on the overall refund timeframe.

To ensure a smooth refund process, it is recommended to follow these suggestions:

1. Keep records: It is important to retain all receipts, transaction details, and communication with Walmart and the banking institution regarding the refund. This documentation can prove helpful in resolving any issues.

2. Follow up: In case of delays in the refund process, it is advisable to contact Walmart’s customer service or your banking institution’s customer service for assistance. They can provide updates and expedite the process if required.

3. Be patient: Refund processes may take time due to various factors. Practicing patience and understanding can help in reducing unnecessary stress.

Typical Timeframe for Credit Card Refunds

Wondering when you can expect Walmart to refund your credit card? Let’s dive into the typical timeframe for credit card refunds. First, we’ll explore the speed of refunds for in-store purchases. Then, we’ll uncover the timelines for online purchases. Stay tuned to learn how long it takes for your money to find its way back to your card!

1. Refunds for In-Store Purchases

Refunds for In-Store Purchases

When it comes to refunds for in-store purchases at Walmart, there are important factors to keep in mind. Here is a list of considerations to help you navigate the refund process:

1. Understand the return policy: Familiarize yourself with Walmart’s return policy before making a purchase. This will give you an idea of eligible refund items and any specific requirements or exclusions.

2. Keep the original receipt and packaging: Retain your original receipt and keep the product packaging intact. These documents may be required when requesting a refund.

3. Check the product condition: Ensure the item is in its original and undamaged condition. Walmart may not accept returns for products that are not resalable.

4. Timing is crucial: Timeframes for return and refund vary depending on the item and reason for return. Initiate the refund request as soon as possible to avoid complications.

5. Payment method: The refund process can be affected by the type of payment method used. Credit card refunds are often faster.

6. Banking institution policies: Your banking institution’s policies may impact the duration of the refund process. Some banks may take longer to process refunds.

7. Customer service assistance: If you have difficulties or questions about the refund process, contact Walmart’s customer service for guidance.

It is important to note that these factors are general guidelines, and individual circumstances may vary. For accurate and specific information about the refund process for in-store purchases at Walmart, refer to their official policies and consult with their customer service.

2. Refunds for Online Purchases

Refunds for Online Purchases

When it comes to online purchase refunds at Walmart, there are key factors to keep in mind. Here is a list to help you understand the process and timeframe for receiving your refund:

  1. Initiate the refund request: Contact Walmart’s customer service or use their online returns portal. Provide order number and reason for return.
  2. Verification and approval: Walmart’s team will review your refund request, verify the information, and determine if it meets their criteria.
  3. Processing the refund: After approval, Walmart will start the refund process by returning the amount to your original payment method.

Several factors can affect the processing time for your refund:

  1. Payment method: Refund timeframe may vary depending on the payment method used. Credit card refunds take longer compared to PayPal or gift cards.
  2. Product return condition: Quicker processing if the returned item is in good condition and meets the return policy requirements. Damaged or incomplete returns may take longer.
  3. Refund amount: Larger refunds may require additional verification or approval steps for accuracy.
  4. Banking institution policies: The timeframe for funds to appear in your account depends on your bank’s policies.

Here is a general timeframe for credit card refunds for online purchases at Walmart:

  1. Refunds for in-store purchases: Processing usually takes 2-7 business days, depending on the payment method.
  2. Refunds for online purchases: It may take 7-10 business days for the refund to be processed and appear in your account.

Fact: Refund processing times can be impacted by external factors, such as high volumes of returns during busy seasons. Walmart strives to process refunds quickly for customer satisfaction.

Tips for Expediting Refunds

Refunds from Walmart can sometimes take longer than expected, but you can speed up the process with a few tips. Whether it’s making sure you check out quickly, providing the necessary receipts and packaging, or understanding the store’s return policy terms, this section will guide you through the steps to expedite your refund. If you need further assistance, reaching out to customer service can be helpful, and utilizing the online space for refunds can save time. We’ll also cover privacy policies, personal information, and alternatives like store credits. Let’s dive in!

Check out quickly

To check out quickly at Walmart and expedite the refund process, it is crucial to follow these steps:

1. Organize your items: Before heading to the checkout counter, gather all the items you wish to return in one place. This will save you time and prevent any confusion during the refund process.

2. Have your receipt ready: It is important to bring your original receipt, as it allows the staff to quickly identify your purchase and efficiently process the refund.

3. Bring the packaging: If possible, bring the original packaging of the product. This shows that the item is in its original condition and makes it easier for Walmart to accept the return.

4. Familiarize yourself with the return policy: Make sure you understand Walmart’s return policy to avoid any surprises or delays during checkout.

5. Communicate with the staff: When you approach the checkout counter, clearly inform the staff that you want to return an item. This will alert them and enable them to assist you promptly.

6. Provide necessary information: If requested, provide accurate information such as your name, contact details, and reason for return. This will speed up the refund process.

Remember to be polite and patient with the staff, as they are there to assist you in the best possible way. By incorporating these steps and checking out quickly, you can ensure a smooth refund process at Walmart.

Provide original receipt and packaging

To ensure a smooth and efficient refund process when returning a product to Walmart, it is important to provide the original receipt and packaging.

Always keep the receipt as proof of purchase for initiating a refund. Without it, Walmart may not be able to process the refund.

Similarly, retaining the product’s original packaging, including accessories, manuals, and labels, is crucial for a refund. The product should be in its original condition.

Providing the original receipt and packaging expedites the refund process, leading to faster processing. Walmart staff can easily verify the transaction, reducing verification time.

Without the original receipt and packaging, Walmart may need to perform additional checks to determine the authenticity and condition of the product at the time of purchase. Therefore, providing the original receipt and packaging increases eligibility for a refund.

To facilitate a smooth refund experience, it is advisable to follow these guidelines and familiarize yourself with Walmart’s refund policy. Meeting all the requirements will ensure a successful refund.

Be aware of return policy terms

When returning items to Walmart, it is essential to be aware of the return policy terms. This knowledge will guarantee a hassle-free process for obtaining a refund. Take into consideration the following factors:

1. Time Limits: It is crucial to know and abide by the specific time frames for returns at Walmart. Being aware of these limits will prevent any disappointment. Keep in mind that the return window may vary depending on the type of product or purchase.

2. Eligible Items: Not all items are eligible for return. For instance, electronics may have different return policies. Make sure to check the specific policy for the item you wish to return.

3. Condition of the Item: Ensure that the item is returned in its original condition, including packaging and accessories. If the item is damaged or has missing parts, Walmart may refuse the return or deduct a restocking fee.

4. Proof of Purchase: It is important to retain your original receipt or order confirmation. Walmart may request it for the refund process, including verifying the date and payment method.

5. Refund Method: Walmart typically refunds the original payment method. Be aware of other options such as store credits or gift cards.

6. Exceptions and Special Cases: Some items have different return policies, such as perishable goods or opened software. Take the time to familiarize yourself with any exceptions mentioned in the policy.

Being aware of the return policy terms will help ensure a smooth refund process at Walmart. Follow Walmart’s guidelines to avoid any delays or complications. It is advisable to check and understand the return policy terms before returning any item for a seamless experience.

Contact customer service for assistance

Contact customer service for assistance when seeking a refund at Walmart. Follow these steps:

1. Prepare your information: Have your order number, receipt, and relevant documentation ready.

2. Find the contact information: Check Walmart’s website or order confirmation email for customer service contact details.

3. Reach out to customer service: Call the provided phone number or email the designated address. Explain your situation and provide necessary details.

4. Provide necessary information: Give your order number and explain the reason for the refund request in a clear and concise manner.

5. Follow instructions: Listen carefully to the customer service representative and comply with any requests for additional information or actions.

6. Ask for clarification if needed: If you have any questions or concerns, don’t hesitate to ask the representative for clarification.

7. Request a timeline: Inquire about the expected timeframe for your refund to be processed.

In addition to contacting customer service, consider these suggestions:

1. Stay polite and patient: Dealing with refunds may take time, so maintaining politeness and patience will ensure better communication.

2. Keep records: Document all communication with customer service, including dates, times, names, and details discussed.

3. Follow up if necessary: If the refund timeline passes without updates, follow up with customer service for further assistance.

4. Consider alternative options: Walmart may offer store credits or different types of refunds. If suitable, consider these alternatives.

Utilize online space for refunds

Visit the official Walmart website to initiate a refund request. Login or create an account to proceed.

Select the specific order for which you would like to request a refund from your order history. Follow the step-by-step process, providing accurate details and any required documentation.

Submit the refund request and wait for communication from Walmart regarding the status of your refund.

To expedite the refund process, ensure accurate information is provided and regularly check email or Walmart’s website for updates.

Contact Walmart’s customer service for assistance or questions. Be aware of privacy policies and only provide necessary personal information.

Consider alternative refund options offered by Walmart.

By utilizing online space for refunds and following these suggestions, you can ensure a smooth and efficient refund process with Walmart.

Understand privacy policies and request for personal information

Understanding privacy policies and requesting personal information are crucial elements of the refund process at Walmart. It is important to follow these steps to navigate the process smoothly:

1. Familiarize yourself with Walmart’s privacy policy: Before you submit a refund request, take the time to review and understand Walmart’s privacy policy. This will provide you with information about how your personal data will be collected, stored, and used.

2. Provide necessary personal information: When requesting a refund, it is essential to provide the required personal information to verify your identity. This includes your name, contact details, and order information. Ensuring accuracy is vital in order to avoid any unnecessary delays.

3. Utilize secure communication channels: When communicating with Walmart regarding your refund, make sure to use secure methods such as the customer service hotline or the secure online messaging feature within your Walmart account.

4. Safeguard your personal information: During the refund process, it is important to refrain from sharing any unnecessary personal information beyond what is required. Walmart only needs specific details to process your refund and protect your privacy.

5. Familiarize yourself with Walmart’s data storage practices: Take the time to understand how Walmart stores data. This includes knowing how long your personal information will be retained and how it will be protected. This knowledge will empower you to make informed decisions throughout the refund request.

Pro Tip: To enhance the privacy of your refund request, consider using a virtual private network (VPN) to encrypt your internet connection. This additional layer of security will effectively safeguard your personal information.

Consider store credits or different types of refund

When seeking a refund at Walmart, it is important to consider store credits or different types of refund options for your convenience. Here are some points to take into account:

1. Store credits: Walmart provides the option of store credits instead of cash refunds. By opting for store credits, you will receive a gift card for the refund amount. This gift card can be used for future purchases at any Walmart location or online.

2. Gift card refunds: Another option that Walmart offers is refunding your purchase onto a gift card. This can be beneficial if you prefer to have the refund amount stored on a gift card for later use or to give as a gift.

3. Exchange for a different product: In case you are unsatisfied with your initial purchase, Walmart allows you to exchange the item for a different product of equal or lesser value. This allows you to choose a new item that better suits your needs without having to go through the refund process.

4. Refund onto original payment method: Walmart also provides the convenience of refunding the amount back to the original payment method, such as a credit card or debit card.

5. Combination of refund methods: Depending on the specific circumstances, Walmart may allow a combination of refund methods. For example, you may receive a partial refund onto your original payment method while the remaining amount is given as store credits or a gift card.

Don’t forget to review Walmart’s refund policies and terms and conditions. It is advisable to keep your original receipt and packaging in order to facilitate the refund process.

Some Facts About How Long Does It Take Walmart to Refund Your Credit Card:

  • ✅ The standard time for Walmart to refund a credit or debit card is five business days.
  • ✅ Walmart offers refunds through various channels, including in-store, via mail, or through the original mode of payment.
  • ✅ Billing disputes can significantly delay the refund process, sometimes taking up to six months.
  • ✅ While waiting for a refund to be processed, customers are still required to make their credit card payments.
  • ✅ It often takes longer than the standard five business days for Walmart to refund a credit card due to various factors.

Frequently Asked Questions

How long does it take for Walmart to refund my credit card?

According to Walmart’s refund policy, the standard time for refunding a credit or debit card is five business days.

What are the different methods for returning items to Walmart?

Walmart offers various methods for returning items, including scheduling for pickup, returning at a Walmart store, or returning by mail.

Does Walmart refund the actual price of the item?

Yes, Walmart provides refunds of the purchase price for returned items.

What happens if the item I want to return is out of stock?

If the item you want to return is out of stock, Walmart will refund your money for that item.

Can billing disputes impact the refund process at Walmart?

Yes, billing disputes can significantly delay the refund process, and it may take up to six months to resolve such disputes.

Can I request my personal information or prevent its sale to third parties?

Yes, Walmart allows you to request your personal information or opt-out of its sale as per their Terms of Use and Privacy Policy.

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